Motorcycle Insurance in Summerville, SC
More than just a legal requirement, a motorcycle insurance policy also serves as your financial protection from damages caused by accidents or other loss events. If you’re looking for a policy that suits your needs, Cornerstone Insurance Group LLC is here to guide you.
How Does Motorcycle Insurance Work? 
Motorcycle insurance works by insuring you and your vehicle against liability claims and damage caused by unexpected incidents. Depending on your insurer, you can also select additional coverage for custom parts, towing and roadside assistance. If you file a successful claim, your insurer will cover your injuries or losses based on coverage limits.
A standard policy may include the following:
- Comprehensive coverage may pay for repairs if your motorcycle is damaged by fire, theft, vandalism or certain natural disasters.
- Collision coverage may cover repairing your vehicle if you hit an object or another vehicle.
- Bodily injury liability coverage may help pay for the medical expenses of a third party injured in an accident that you caused.
- Property damage liability may be helpful if you’re held responsible for damaging someone else’s property.
- Uninsured/underinsured motorist coverage may cover damages if you were hit by a rider with insufficient insurance or if you were a victim of a hit and run.
How Much Coverage Do I Need?
There are several factors that can influence the amount of motorcycle insurance that you need. First, South Carolina requires a minimum amount of liability coverage. Second, your insurer may look into the value of your motorcycle and your use habits (e.g., annual mileage) when assessing your coverage needs. Additionally, if you’ve financed your bike, your lender may have certain insurance-related requirements.
Where to Get Motorcycle Insurance
Contact Cornerstone Insurance Group LLC if you want to explore your insurance options in Summerville, SC or to request a personalized quote. Get Covered Today!