Watercraft and Boat Insurance in Summerville, South Carolina
Cornerstone Insurance Group LLC offers customized boat and watercraft insurance designed to provide appropriate coverage. Whether you own a pontoon, fishing boat or personal watercraft, we’ll tailor a policy that fits your lifestyle.
What Does Watercraft and Boat Insurance Cover? 
Watercraft and boat insurance typically covers:
- Physical damage to the boat, motor, and trailer
- Liability for injuries or property damage to others
- Medical payments for you and your passengers for accident-related injuries
- Uninsured boater coverage in case your boat is damaged by an at-fault driver without liability insurance
- Towing and assistance in case of breakdowns
How Does This Coverage Work?
When an incident occurs, you file a claim with your insurer. After assessing the damage and verifying coverage, the insurer may pay for repairs, replacements or liability costs, depending on your policy.
What Affects Premiums?
Several factors influence your insurance premium:
- Type and value of the boat
- Usage frequency and location
- Boating experience and safety courses
- Storage method (marina vs. home)
- Claims history
Our agents can help you compare multiple quotes to help you get favorable rates.
Where to Get Watercraft and Boat Insurance in Summerville
Cornerstone Insurance Group LLC stands out as a trusted local provider for boat owners in Summerville, South Carolina. With personalized service and deep knowledge of the local boating landscape, we can help you find the right coverage at competitive rates. Contact us today for a quote.