Preparing for Holiday Travel: Is Your Auto Insurance Ready for the Road?

Holiday travel often means more traffic, unpredictable weather and unfamiliar routes. Reviewing your auto insurance before you leave can help you stay prepared for unexpected events. Cornerstone Insurance Group LLC recommends checking your policy details and making any necessary updates before your trip.

Key Areas to Review in Your Auto Insurance Policy

Consider checking these essential components of your auto policy:

• Liability coverage—Confirm your policy meets South Carolina’s minimum liability requirements. Consider whether higher limits would better suit your needs.
• Comprehensive and collision coverage—These coverages may help pay for repair or replacement costs if an accident, theft or severe weather event damages your vehicle.
• Uninsured and underinsured motorist coverages—These coverages are critical during busy travel periods, when accidents are more likely to occur. Coverage may pay for accident-related expenses involving an at-fault driver who lacks insurance.
• Roadside assistance coverage—Check if your policy includes emergency services, such as towing, jump-starts or lockout assistance.

Holiday Travel Safety and Emergency Preparedness

Along with reviewing your insurance, take steps to prepare your vehicle and travel plans:

• Pack an emergency bag with essentials like water, blankets and a flashlight.
• Inspect your tires, brakes and fluids before you leave.
• Inform a friend or family member of your planned travel route and expected arrival time.
• Check the weather forecast and prepare for possible delays or hazardous conditions.
• Charge your phone and keep a car charger or power bank available in case of emergency.

Contact Our Agency

If you need a quick policy review, want to add coverage or have questions about auto insurance, Cornerstone Insurance Group LLC is ready to assist. Contact us today to speak with one of our agents.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.